FAQs

Clear answers to the questions our clients ask most.

Frequently asked questions

Clear, practical answers grouped by area of law. If you cannot find what you are looking for, get in touch and we will point you in the right direction.

Disputes, Claims & Litigation

Can a successful challenge affect the executor and the administration?

Yes. If the will is set aside, an earlier will may take effect or the estate falls into intestacy, and the named executor loses authority. Any grant of probate is revoked, acts done in good faith before revocation are generally protected, and beneficiaries may have to repay distributions. Executors facing a challenge should get urgent advice to protect against personal liability.

How are professional negligence claims resolved?

Most resolve without a final hearing, through negotiation or mediation, often with the professional's insurer. Where they cannot be settled, they proceed to court. We give a clear view of prospects, the likely cost, and the most efficient path to a result.

How are the legal costs of contested will litigation dealt with?

Generally costs follow the event, but the court has a broad discretion. Where the litigation was reasonably necessary, costs may be paid from the estate; where a party acted unreasonably, indemnity costs may be ordered. Costs should always be weighed against the value of the estate.

How do courts encourage dispute resolution?

Through pre-litigation protocols, the power to order mediation, judicial settlement conferences, costs consequences for unreasonably refusing to engage, and Calderbank offers, where rejecting a reasonable offer can expose a party to indemnity costs. Genuine engagement is expected at every stage.

How does the court assess testamentary capacity?

By the test from Banks v Goodfellow: the will-maker must have understood that they were making a will and its effect, the nature and extent of their estate, and the claims of those who might expect to benefit, free of a disorder of the mind affecting those decisions. A dementia diagnosis is not decisive, as capacity is judged at the moment the will was signed.

How does the General Insurance Code of Practice protect policyholders?

It sets standards member insurers must meet: timely claims handling, plain-language communication, qualified assessors, special provisions for declared catastrophes, financial hardship support, and clear internal dispute resolution with a right to escalate to AFCA. A breach of the Code can strengthen your position in a dispute.

How long does it take and how do you keep costs down?

Simple debt recovery can resolve in three to six months; mid-range matters in one to two years; complex Supreme Court matters longer. We manage cost with an early, realistic view of prospects, alternative dispute resolution, clear fee arrangements, proportionality and targeted discovery.

How should I choose the right process?

Weigh the nature and complexity of the dispute, the amount at stake, the urgency, the relationship between the parties, confidentiality, the enforceability you need, the other party's willingness to engage, and any dispute resolution clause in your contract. Often the best approach combines methods in a considered sequence.

I have been served with a statement of claim, what should I do?

If you have been served with a statement of claim you should act promptly.

You have 28 days from the date of service of the statement of claim to file a defence. If you do not file your defence within 28 days, the plaintiff can apply for default judgement. If default judgement is entered against you, the judgement will be recorded on your credit report and the plaintiff can take steps to enforce the judgement against you, unless it is set aside.

Is there a time limit on professional negligence claims?

Yes, and it is critical. In NSW many negligence claims must generally be brought within three years from when you discovered, or ought reasonably to have discovered, the loss and its cause, with a long-stop period that can bar a claim regardless. Get advice as soon as you suspect a problem.

What are equity claims, and why are they heard in the Supreme Court?

Claims based on equitable rights and remedies developed to prevent unjust or unconscionable outcomes. In NSW they are heard in the Supreme Court's Equity Division, which has inherent jurisdiction and specialist judges. Common claims include breach of fiduciary duty, trust disputes, unconscionable conduct, constructive trusts and proprietary estoppel.

What are my rights if my insurance claim is denied?

You are entitled to written reasons under the Insurance Contracts Act 1984 (Cth) and the General Insurance Code of Practice, to an internal review by a senior officer not involved in the decision, and to escalate to AFCA, a free external scheme that can require the insurer to pay. For large or complex matters, court may be appropriate. Time limits apply, so act promptly.

What are the advantages of mediation over litigation?

Lower cost, faster resolution, confidentiality, control of the outcome, preservation of relationships, flexibility, and a high settlement rate. Court is public, slower and adversarial. Mediation is not suitable where there is a serious power imbalance, urgent relief is needed, or a party is acting in bad faith.

What are the legal consequences for directors of an insolvent company?

Significant personal exposure: liability for insolvent trading under section 588G of the Corporations Act 2001 (Cth), recovery of voidable transactions such as unfair preferences, claims for breach of directors' duties, penalties for illegal phoenix activity, and disqualification. Directors who suspect insolvency should get urgent advice.

What counts as a commercial dispute, and how are they resolved?

A legal disagreement arising in business, from debt recovery to complex multi-party litigation. Common types include breach of contract, unpaid debts, misleading and deceptive conduct, shareholder and partnership disputes, intellectual property, construction, and insolvency-related claims. They are resolved through negotiation, mediation, arbitration or court, depending on the matter.

What do I have to prove in a professional negligence claim?

That the professional owed you a duty of care, fell below the standard expected of a reasonable professional in their field, that the breach caused your loss, and that the loss is recoverable. Expert evidence on the appropriate standard is commonly required, so an early, realistic assessment matters.

What evidence proves undue influence?

It must be shown that the will-maker's free will was actually overborne, not just that someone had influence. Relevant factors include the deceased's susceptibility, the influencer's opportunity and control, actual pressure, and a will reflecting the influencer's wishes. It is usually inferred from circumstantial evidence, and the burden rests on the person alleging it.

What is a breach of fiduciary duty, and what remedies are available?

A fiduciary, such as a director, trustee, partner or solicitor, must act in the beneficiary's interests and avoid conflicts. A breach occurs where they profit from their position or prefer their own interests. Remedies include an account of profits, equitable compensation, a constructive trust, an injunction, and rescission.

What is a constructive trust, and when will the court impose one?

A trust imposed by the court to prevent unconscionable conduct or unjust enrichment, declaring that a person holds property for another. It can arise from breach of fiduciary duty, knowing receipt or assistance in a breach of trust, a common intention about property, or proprietary estoppel. It gives a proprietary interest that ranks ahead of unsecured creditors.

What is arbitration, and when is it appropriate?

A private, binding process where an arbitrator decides the dispute and issues an enforceable award. It suits contracts with an arbitration clause, technical disputes needing a specialist decision-maker, confidential matters, and cross-border disputes. Awards are enforceable as court judgements and can only be challenged in limited circumstances.

What is dispute resolution, and what are the main methods?

Negotiation can be direct or informal and can include mediation (a neutral facilitates agreement) or conciliation (the neutral also advises on merits). They can also be by arbitration (a binding award), expert determination (an expert decides a technical issue) or litigation (a court decides). The right choice depends on the dispute, the amount, the urgency and the relationship.

What is liquidation, and what types are there?

Liquidation winds up a company, realises its assets and distributes them to creditors, then deregisters it. The three types are creditors' voluntary liquidation (the most common), members' voluntary liquidation (a solvent wind-up), and court-ordered (compulsory) liquidation, usually for failure to comply with a statutory demand. A liquidator can investigate and pursue claims against directors.

What is professional negligence?

It is where a professional fails to exercise the care and skill reasonably expected of someone in their field, and that failure causes you loss. Examples include negligent financial or accounting advice, a defective valuation, or a flawed engineering or building report. You generally need to show a duty of care, a breach of the proper standard, causation, and loss.

What is proprietary estoppel?

It prevents a person from asserting strict legal rights over property where that would be unconscionable, given a representation and the other party's detrimental reliance on it. It needs a clear assurance, reasonable reliance, detriment, and unconscionability. Remedies range from transferring title to compensation, fashioned as the minimum equity to do justice.

What is the difference between personal and corporate insolvency?

Personal insolvency applies to individuals, under the Bankruptcy Act 1966 (Cth), administered by AFSA, and includes bankruptcy, debt agreements and personal insolvency agreements. Corporate insolvency applies to companies, under the Corporations Act 2001 (Cth), administered by ASIC, and includes voluntary administration, liquidation and receivership.

What is the duty of disclosure, and how can it affect my claim?

Under the Insurance Contracts Act 1984 (Cth) you must disclose, before the policy starts or renews, what you know (or a reasonable person would know) is relevant to the insurer's decision. Non-disclosure can let the insurer avoid the policy (if fraudulent), reduce the payment, or vary the terms. There are limits, so if an insurer relies on non-disclosure, get advice to test their position.

What is the litigation process for a contested will?

If it cannot be resolved by agreement, it proceeds in the Supreme Court: filing an originating application with affidavit evidence, service on the executor and interested parties, discovery and subpoenas, expert medical evidence where capacity is in issue, mediation (where most matters settle), and a final hearing if needed. Early advice on prospects and cost is essential.

What is unconscionable conduct in equity?

Where one party takes unconscientious advantage of another's special disadvantage, such as age, illness or vulnerability, that was evident to them. The main remedy is rescission, setting the transaction aside, plus return of property and compensation. It sits alongside the statutory protections in the Australian Consumer Law.

What is voluntary administration and how does it work?

A process under the Corporations Act 2001 (Cth) that gives a distressed company breathing space. Directors appoint a registered administrator, a moratorium stops creditor enforcement, the administrator investigates and reports, and creditors vote to enter a deed of company arrangement, return the company to its directors, or place it in liquidation. It is time-critical.

What pre-litigation steps should a business take?

Review the contract and evidence, send a formal letter of demand, preserve all relevant documents and records, attempt negotiation or mediation, get advice on your prospects, and check the limitation period. These steps strengthen your position, often resolve the matter without court, and courts look favourably on a party that tried to resolve things first.

What remedies can I get?

Damages, judgement for a debt with interest, specific performance, injunctions (including urgent orders), declarations of your rights, an account of profits, and in some cases winding up a company. We pursue the remedy that actually fixes your problem.

What restructuring options are available?

An informal workout with key creditors, small business restructuring (for eligible companies under $1 million in liabilities, with directors staying in control), a deed of company arrangement, a scheme of arrangement, and the safe harbour protection under section 588GA. Early intervention is the single biggest factor in a successful restructure.

What types of property insurance claims are most commonly disputed?

Understanding the basis of the dispute is the first step in challenging it. Common claims range from storm versus flood damage (where the distinction can be technical and one may be excluded), fire damage (especially where cause is unclear) and water damage (often disputed as gradual damage or lack of maintenance). They may also involve theft or business interruption, often because of disputes about the amount payable or policy exclusions.

When should I engage a lawyer for an insurance claim?

When your claim is denied or reduced, the amount in dispute is significant, the insurer alleges non-disclosure, the policy interpretation is complex, delay is causing hardship, or you are dealing with a total loss or a natural disaster claim. In these situations, experienced advice can materially improve the outcome.

Which court will my dispute be heard in?

It depends on the amount and nature of the claim. In NSW, the Local Court handles claims up to about $100,000, the District Court up to about $1.25 million, and the Supreme Court the largest and most complex matters, with a well-regarded Commercial List. Federal matters, such as some Corporations Act claims, go to the Federal Court.

Which professionals can a claim be made against?

A range of professionals, including accountants, financial advisers, mortgage brokers, engineers, architects, building consultants, valuers and other advisers, where their negligent advice or work caused loss. Most carry professional indemnity insurance, so the claim is usually managed by their insurer.

How can I recover a debt that is owing to me?

If you are owed money, prior to commencing proceedings you should first consider sending a letter of demand to the debtor requesting payment of the amount owing to you.

If after sending the letter of demand you are still not paid, you can commence legal proceedings to recover the amount owing. Legal proceedings are commenced by filing a statement of claim in either the Local Court, District Court or the Supreme Court, depending on the amount that is owing. You can also commence proceedings to recover a debt by filing an application in the New South Wales Civil and Administrative Tribunal (NCAT).

Different procedures apply in different Courts and Tribunals but generally, if the claim is disputed there will eventually be a hearing and a judicial officer will decide the case. If the defendant does not file a Defence within 28 days of being served with the statement of claim, you can apply for default judgement to be entered against the defendant in Courts, but you may still have to prove the amount owed. In the NCAT there is no default judgement procedure. Once judgement is entered against a defendant you can take steps to enforce it.

How do I enforce a judgement debt?

If a court or Tribunal has entered judgement ordering another party to pay money to you and the other party fails to do so, there are a number of ways of enforcing the judgement. Some common enforcement actions are as follows:

  1. Garnishee order: an order from the court to have money taken from the judgement debtor's bank account or wages.
  2. Writ for the levy of property: this allows the sheriff to sell property belonging to the judgement debtor to pay back the debt.
  3. Examination notice or order: provides information about the other party's financial situation.

You can usually recover the costs of enforcement and any interest that has accrued since the judgement was entered. You have 12 years from the date of the judgement to enforce it.

Separation, Family & Relationships

Can a child support assessment be changed?

Yes. Either parent can apply for a change of assessment for reasons such as a significant change in income, a change in care, or special circumstances, and assessments update when income or care changes. Parents can also agree a new amount. Changes usually take effect from when you notify Services Australia, so act promptly.

Can a financial agreement deal with spousal maintenance as well as property?

Yes. A financial agreement can divide property and deal with spousal maintenance, including excluding future maintenance claims, or setting the amount, frequency and duration. Note that an agreement excluding maintenance can be set aside if, at separation, the party who waived it would otherwise be eligible for a social security payment.

Can I make an agreement before we marry or move in together?

Yes. A pre-relationship agreement, often called a pre-nup, is a section 90B agreement for married couples or section 90UB for de facto couples. It is sensible where a party brings significant assets, a business or an inheritance, has children from a previous relationship, or where there is a wealth disparity.

Can parents make their own private child support arrangements?

Yes. An informal arrangement is flexible but not legally enforceable. A limited child support agreement must be at least the Services Australia assessment and can be ended after three years. A binding child support agreement can be for any amount or a lump sum, but both parents must get independent legal advice first, and it is harder to change.

Do I need a formal agreement, and how long do I have to apply?

Yes, formalise it: an informal agreement can be reopened years later. Married couples have 12 months from the date the divorce is finalised, de facto couples 2 years from separation, and applying late needs the court's permission. Formalising can also unlock stamp duty and capital gains tax concessions on transfers made under orders.

Do I need to go to court to resolve parenting arrangements?

Usually not. Most parenting disputes are resolved without a hearing. Generally you must make a genuine attempt at family dispute resolution first, then formalise the agreement in a parenting plan (a clear record, but not legally enforceable) or consent orders (legally binding). Court is a last resort.

Does child support cover all the costs of raising a child?

The standard formula is meant for everyday costs such as food, clothing, housing and basic education. It does not cover everything: private school fees, medical and dental, childcare, special extracurricular activities and international travel are often not included. These can be dealt with separately in a child support agreement or court order.

How are family trusts and business assets dealt with?

A trust or company does not automatically shield assets. The court can look at who really controls and benefits from the structure, and may include those assets or their value in the pool, particularly where a party is trustee, appointer or sole director. Business interests may need a formal valuation. We work with forensic accountants and valuers on these.

How can I prepare for FDR?

Get legal advice first so you know your rights, organise your financial information if property is in issue, focus on the children's needs, manage your emotions (a counsellor can help), be ready to compromise, and think about the long term. Good preparation makes agreement much more likely.

How does family law decide arrangements for children after separation?

Under the Family Law Act 1975 (Cth), the paramount consideration is the best interests of the child. The court weighs the safety of the child and carers, the child's views, the child's developmental, emotional, psychological and cultural needs, each parent's capacity to meet them, and the benefit of a relationship with each parent, along with any history of family violence.

How is child support calculated?

The Child Support Agency (through Services Australia) applies a formula based on each parent's adjusted taxable income, the cost of children (from tables based on income, number and age of children), and the share of nights each parent cares for the children. It produces a yearly figure paid in instalments. An online estimator gives a guide, but advice helps with your specific circumstances.

How is property divided after separation?

There is no automatic 50/50 split. The court follows a process under the Family Law Act 1975 (Cth) to: identify and value the asset pool, assess contributions, consider current and future circumstances, and reach a just and equitable outcome. Every matter turns on its facts.

How is superannuation treated?

Super is treated as property and can be split by a superannuation splitting order or agreement. A split is not a cash payment: it transfers into the receiving party's fund and stays subject to preservation rules. Accurate valuation matters, especially for defined benefit funds, and super can be split or offset against other assets.

Is FDR compulsory before going to court?

Generally yes: the Family Law Act 1975 (Cth) requires a genuine effort at FDR first. Exceptions include family violence or child abuse, urgency, and incapacity.

My partner and I have just separated. Do I need to get a divorce?

A divorce is the legal dissolution of a marriage by a court. Parties need to be separated for 12 months before they can apply for a divorce. Whilst it is important to get a divorce, you may need to be thinking about a property settlement, which is the severing of the financial relationship of the parties. Dividing assets such as a house, car, superannuation or other monies is a property settlement. The division of assets of the parties is determined on contributions made by each party throughout the relationship. The length of a relationship can also be a significant factor.

What are the benefits of FDR compared with court?

Lower cost, faster results, and more control, because you and the other party decide rather than a judge. It is private, supports a better ongoing co-parenting relationship, and allows flexible, tailored solutions a court may not be able to order.

What assets are included in a property settlement?

Generally all assets of either party, regardless of whose name they are in or when acquired: the family home and investment properties, superannuation, bank accounts, shares, business interests, vehicles, and sometimes inheritances and gifts. Debts are included too, and assets in trusts or companies are not automatically excluded.

What happens if a parent does not pay?

Where child support is managed by Services Australia, it has strong powers: employer withholding, garnishing bank accounts, intercepting tax refunds, departure prohibition orders, and registering the debt. For private arrangements or court orders outside the system, you may need to apply to court to enforce. Get advice quickly, as arrears build fast.

What happens if we cannot reach agreement?

After attending FDR, either party can commence proceedings in Court. The court process then involves filing and service of court documents, a first court date, any interim orders, often a further round of dispute resolution, and a final hearing if needed. Most matters still settle by agreement before a final hearing.

What if my former partner is not complying with parenting orders?

The Family Law Act 1975 (Cth) has a contravention regime. Where a parent fails to comply without a reasonable excuse, the court can make a finding, order make-up time, vary the orders, require a parenting program, and in serious cases impose penalties. Document each incident and seek advice, rather than withholding the child in response.

What is a financial agreement, and how does it differ from consent orders?

A financial agreement is a private contract under the Family Law Act 1975 (Cth) that does not need court approval and, if validly made, prevents a later property claim. Consent orders are agreed terms approved by the court that carry the force of a court order. Financial agreements offer privacy and flexibility but more legal risk if not properly prepared; consent orders have the benefit of judicial scrutiny.

What is family dispute resolution?

It is a structured mediation that helps separating couples resolve parenting, property and other issues without court. A trained, accredited practitioner assesses suitability, then guides both parties through the issues. It is generally confidential, and usually quicker, cheaper and less stressful than court.

What is the difference between parental responsibility, decision-making and time with a child?

Parental responsibility is a parent's duties and authority for the child. Decision-making responsibility is the authority over major long-term decisions (education, major health, living arrangements), which can be sole or joint. "Live with and spend time with" is the separate question of where the child lives and how much time they spend with each parent.

What makes a financial agreement legally valid?

It must be in writing and signed, and before signing each party must receive independent legal advice from a separate lawyer about its effect and its advantages and disadvantages, with each lawyer signing a statement confirming the advice. Missing any requirement can make the agreement void, so templates without proper advice are risky.

When can a court set aside a financial agreement?

On grounds including fraud or non-disclosure of a material asset, unconscionable conduct, undue influence or duress, impracticability, a significant change in circumstances affecting a child, or where the agreement is otherwise void under contract law. Full disclosure, genuine advice and good faith make an agreement far harder to challenge.

How long do I have to be with someone before it is a de facto relationship?

Generally a de facto relationship is considered to be 2 years. However, this may change depending on financial contributions or if there are children of the relationship. Even if parties are found to be living in a de facto relationship, it does not automatically entitle them to a share of each other's assets.

In order to be entitled to a share of the other's assets, it is necessary for a party to establish that they:

  • Have been living together for a period of at least 2 years (either consecutively or accumulatively); or
  • Have a child together; or
  • Have made substantial contributions (financial, non-financial or as homemaker or parent) to the acquisition, conservation or improvement of any property of the parties to the de facto relationship; or
  • That a failure to make an order would result in serious injustice to the applicant.
I’m thinking of having my partner move into my house. Do I need an agreement to protect myself?

A Financial Agreement is a legal agreement between a couple who are entering a relationship, in a relationship, or ending a relationship. It relates to financial matters of the parties and is worthwhile entering into if you have assets of value that you wish to protect should the relationship end. Both parties need to enter into the agreement willingly and receive independent advice, that is, each party will need their own independent solicitor.

I’ve never been through a separation before, where do I start?

Whether it is a property settlement division or arrangements for children and parenting, the first step is to speak with someone about your rights, entitlements and obligations. Meeting with a lawyer is the first step. In property matters, defining the assets and liabilities of the parties is most important. In parenting matters, determining what is in the interests of the children is the primary consideration.

Superannuation, Succession & Retirement

Does my superannuation form part of my estate when I die?

In most cases, no. Super is held in trust by your fund and sits outside your will. Unless you have a valid binding death benefit nomination, the trustee has discretion over who receives your death benefit, so super needs to be planned alongside, but separately from, your will.

How is superannuation taxed when paid to beneficiaries after death?

Tax dependants, such as a spouse, de facto partner, minor children and financial dependants, generally receive the benefit tax-free. Non-tax dependants, such as adult children who were not financially dependent, may be taxed on the taxable component. If the benefit is paid to the estate, the tax depends on who ultimately receives it. Seek legal and financial advice when structuring nominations.

What happens if I do not make a death benefit nomination?

Your fund's trustee decides who receives your benefit and in what shares, guided by the fund's rules and the law. The outcome may not match your wishes and can cause delay and disputes, particularly in blended families. A current binding nomination is one of the most important steps you can take.

What is a binding death benefit nomination, and why does it matter?

It is a written direction that legally binds your fund's trustee to pay your death benefit to the people you nominate, unlike a non-binding nomination, which the trustee may consider but need not follow. It can only favour eligible dependants or your estate, and many nominations lapse after three years unless renewed.

Who can receive my superannuation death benefit?

Under the Superannuation Industry (Supervision) Act 1993, only a dependant (a spouse or de facto partner, a child of any age, a person in an interdependency relationship, or a financial dependant) or your legal personal representative for distribution through your estate. Adult children who are not financially dependent may be taxed more heavily.

Wills, Estates & Trusts

Are there time limits for contesting a will?

Yes. In NSW, a family provision claim must generally be brought within 12 months of the date of death. The Court can extend this in limited circumstances, but an extension is not guaranteed, so it is important to act promptly.

Can I update or change my will after it has been signed?

Yes, at any time while you have capacity, by making a new will that revokes earlier ones or, for a small change, a codicil. Review your will after major life events. In NSW, marriage generally revokes a prior will, and divorce can affect gifts to a former spouse.

Do I need a will if I do not have many assets?

Yes. Without a valid will you die intestate, and your assets are distributed under the NSW intestacy rules, which may not reflect your wishes. A will also lets you appoint an executor, nominate a guardian for young children, and make specific gifts to people or charities. Even a modest estate benefits from clear instructions, and superannuation death benefits are often larger than people expect.

How are contested will disputes typically resolved?

Most are resolved without a final hearing. Courts usually require the parties to attend mediation, a confidential process that is quicker, less costly and less stressful than a hearing and gives the parties more control. If mediation does not resolve it, a judge decides based on the evidence, and legal costs may be drawn from the estate.

How long does the probate process take?

In straightforward cases a grant often issues within four to eight weeks of lodging, subject to the Court's processing times and the notice period (usually at least 14 days after the probate notice is published). Complex estates take longer, and administering and distributing the estate can take several further months.

What are the costs involved in obtaining probate?

Court filing fees (set on a sliding scale based on the value of the estate), the publication fee for the probate notice, and legal fees, which vary with complexity. These are generally paid from the estate rather than by the executor personally. Errors in a do-it-yourself application can cause delay and extra cost.

What are the most common grounds for contesting a will?

Lack of testamentary capacity, undue influence, fraud or forgery, improper signing or witnessing, lack of knowledge and approval, and family provision claims where an eligible person was left without adequate provision. Each ground has its own legal tests and evidence requirements.

What does it mean to contest a will?

It means formally challenging a will, either by disputing its validity (for example, lack of capacity, undue influence, or improper signing) or by making a family provision claim that you were left without adequate provision. It is a serious step with strict eligibility rules and time limits, so seek advice early.

What happens if someone dies without a will?

They die intestate, and the estate is distributed under the NSW intestacy rules, which prioritise a spouse or de facto partner, then children, then more distant relatives. The next of kin must apply for letters of administration before the estate can be dealt with, adding delay and cost. A current will avoids this.

What is a testamentary trust, and should I consider one?

A testamentary trust is created within your will and takes effect on your death, holding and managing assets for beneficiaries rather than distributing them directly. It can offer asset protection, tax advantages for minor beneficiaries, and control over how and when assets pass. It is worth considering if you have a blended family, young children, a beneficiary with special needs, or significant assets.

What is probate and when is it required?

Probate is a grant from the Supreme Court of NSW that recognises a will as valid and confirms the executor's authority. It is usually required when the deceased held assets in their sole name that an institution will not release without a grant. If assets were held jointly, or the estate is small, probate may not be necessary.

What is the difference between a will and a family trust?

A will takes effect only after your death, and the executor often needs a grant of probate first. A family trust is created during your lifetime, with a trustee managing assets for beneficiaries, and assets in it can pass without probate. A trust is more complex and costly to run, so the right choice depends on your circumstances, and we work alongside your financial adviser.

What makes a will legally valid?

In NSW a will must generally be in writing, signed by you, and witnessed by two independent adults who sign in your presence, and you must be 18 or older and have capacity. A beneficiary, or a beneficiary's spouse, should not be a witness. Because small errors can invalidate a will, it is worth having it prepared professionally.

Who is eligible to contest a will?

For a family provision claim in NSW, eligible persons typically include a spouse or de facto partner, children including adult children, former spouses in certain circumstances, and certain dependent grandchildren and household members. For a validity challenge, any person with a sufficient interest, such as a beneficiary under an earlier will, may have standing.

Who is responsible for applying for probate?

The executor named in the will, who must gather and protect the assets, pay debts, and distribute the estate under the will. If there is no will, or the executor cannot act, the next of kin can apply for letters of administration, which authorises them to administer the estate under the intestacy rules.

Mum signed a power of attorney and we suspect that the Attorney is using Mum’s money but not to benefit Mum.

These are difficult situations but we can help you investigate the loss and raise concerns early.

Employment & Workplace

What are the remedies for unfair dismissal?

If a dismissal is found to be harsh, unjust or unreasonable, the grant of a remedy by the Fair Work Commission is discretionary and not automatic.

If the Fair Work Commission makes a finding that you have been unfairly dismissed, it may make an order reinstating your employment or for your employer to pay you compensation.

An order for compensation will generally only be made where the Fair Work Commission considers it is not appropriate to make an order reinstating your employment.

I think I have been unfairly dismissed, what should I do?

If you think you have been unfairly dismissed, you should act promptly.

You may be able to make an application for unfair dismissal in the Industrial Relations Commission or the Fair Work Commission.

An application for unfair dismissal must be filed within 21 days of the date of dismissal. This is a strict time limit and will only be extended in limited circumstances.

This information is general in nature and does not constitute legal advice. We recommend seeking professional advice tailored to your individual circumstances.

Commercial, Business & Property

Can a non-pharmacist invest in or own a pharmacy?

No. Pharmacy ownership in NSW is restricted to registered pharmacists, and ownership structures must comply with those rules, which limits how outside investment can be arranged. We advise on what is and is not permitted before any money changes hands.

Do I need a business lawyer?

You are not required to use one, but getting your structure and key contracts right at the outset avoids costly problems later. Most owners find early advice saves money over time.

How are joint ventures structured for development?

As an incorporated joint venture (a special purpose company with a shareholders agreement), an unincorporated joint venture (tenants in common under a joint venture agreement), or a unit trust. Whatever the structure, a comprehensive agreement should cover contributions, decision-making, profit distribution, default and exit, and dispute resolution.

How can I protect my business from disputes with clients or suppliers?

Clear written contracts are the best protection: agreed terms, payment terms, and a sensible process for handling problems. We also advise on credit terms and debt recovery, so a disagreement does not become a loss.

How do I pass a family business to the next generation smoothly?

Plan early, be clear about ownership, control and fairness between children, document it, and align it with your estate plan and tax advice. We work with your accountant to coordinate both the legal and tax considerations so the handover is planned rather than improvised.

How does a buy-sell agreement protect my business and my family?

It locks in what happens to an owner's share on a trigger event and how it is paid for, usually with insurance. The remaining owners keep control without draining the business, and the departing owner or their family receives agreed, fair value rather than a disputed one.

Should I buy in my own name or through a trust or company?

Each structure has different tax, asset protection and estate consequences. Individual ownership accesses the CGT discount but offers no protection; a discretionary trust offers protection and flexibility but not the discount; a company is taxed at a flat rate; an SMSF can hold property under strict rules. Buyers should get tax advice and speak with our legal experts ideally before you buy.

Should I use a solicitor or a licensed conveyancer?

Either can handle a straightforward residential transaction. A solicitor can also advise beyond the conveyance itself, on contract disputes, tax considerations, trusts and estate matters, so a solicitor is the wise choice, especially for anything complex, such as development sites, off-the-plan, deceased estates, or company and trust purchases.

What are a landlord’s disclosure obligations for a retail lease?

Under the Retail Leases Act 1994 (NSW), a landlord must give a retail tenant a disclosure statement before the lease starts, setting out key terms such as rent, outgoings and the term. Errors in disclosure can affect the tenant's rights and the lease, so it matters for both sides.

What are a landlord’s key obligations?

To provide quiet enjoyment, disclose known defects, maintain the structure and fabric of the building (with internal repairs usually the tenant's, depending on the lease), comply with building and safety standards, and, for residential tenancies, meet the additional statutory obligations on repairs, standards and the return of the bond.

What are a pharmacy owner’s obligations under the PBS?

A pharmacy that dispenses subsidised medicines operates under the Pharmaceutical Benefits Scheme, with approval, claiming, record-keeping and compliance obligations. These carry over on a sale and need careful handling. We make sure the PBS position is addressed in any transaction.

What are a tenant’s obligations at the end of a lease?

Vacate by the expiry date, meet any make-good obligations (often removing the fit-out and restoring the premises, which can be costly), return the premises in good repair beyond fair wear and tear, take part in the outgoing inspection, remove any caveats or security interests, and provide forwarding details for the return of the bond or security.

What are a tenant’s rights if the landlord wants to end the lease early or redevelop?

It depends on the lease and on whether it is a retail lease. A landlord generally cannot simply terminate a current lease to redevelop unless the lease allows it, and retail legislation sets rules around relocation and demolition. We check your position and protect your interests.

What are my legal obligations as a business owner?

They depend on your structure and industry, but commonly include your duties as a company director, tax and employment obligations, consumer law, privacy, and any licences your industry requires. We help you understand which apply to you and how to meet them.

What are my rights and obligations as a property owner?

You have the right to use and enjoy the property, exclude others, and sell, lease, mortgage or develop it (subject to approvals). You must pay rates and taxes, maintain the property safely, comply with planning controls, take reasonable care not to harm neighbours, and meet your obligations to any tenants.

What are representations, warranties and indemnities?

They are the seller's promises about the business and the protections if those promises prove wrong. Warranties allocate risk and can support a claim or price adjustment; an indemnity is a promise to cover a specified loss. Much of what protects a buyer after settlement sits here.

What are the different types of property lease?

Residential (regulated by the Residential Tenancies Act 2010 (NSW)), retail (regulated by the Retail Leases Act 1994 (NSW), with extra tenant protections), commercial (offices, warehouses and industrial, governed mainly by their terms), ground leases (long-term land leases), and registered leases (those over about three years, registered on title to bind later owners).

What are the key legal issues in buying commercial property?

Due diligence is required on any existing leases. Income, the GST going concern exemption (which can make a tenanted sale GST-free if the conditions are met) and stamp duty should also be considered. Additionally, environmental due diligence (especially for industrial sites), development potential and planning, and complex title arrangements such as easements and covenants can also influence buying decisions. Our property lawyers are experienced in advising on these important factors that impact buying commercial property.

What are the key legal steps in a property development?

Site acquisition with due diligence and the right acquisition structure; planning and development approval; project structuring and finance; procurement and a construction contract; off-the-plan sales and marketing; practical completion and settlement; and post-completion steps such as registering the subdivision or strata plan and dealing with defects liability.

What are the legal requirements for owning a pharmacy in NSW?

Ownership is restricted to registered pharmacists, the business must be structured to comply with the pharmacy ownership rules, and the premises and approvals must be in order. There are also limits on how many pharmacies one pharmacist may hold an interest in.

What are the legal requirements for selling off-the-plan?

Sellers must provide contracts and prescribed disclosure statements before exchange to protect purchasers when buying off the plan as they cannot physically inspect. Sellers are required to include carefully drafted sunset clauses (now restricted in how a vendor can rely on them), deposits held in trust and protected until completion, limits on plan variations, foreign investment approval where relevant, and GST withholding on new residential premises.

What are the main options for exiting a business?

Selling to a third party, selling to co-owners under a buy-sell agreement, transferring to family or management, or winding the business down. Each has different legal, tax and family consequences, so the right path depends on your goals and who is taking over.

What are the obligations of each party between exchange and settlement?

The vendor must maintain the property, keep it insured, respond to requisitions, discharge mortgages and give vacant possession where required. The purchaser must pay the deposit, pursue finance, conduct a pre-settlement inspection, prepare settlement funds and pay stamp duty. The risk of damage passes to the purchaser at exchange, so the buyer should insure from that date.

What are the tax implications of transferring or selling a business?

Capital gains tax, GST and stamp duty can all apply, and small business concessions may reduce the tax in the right circumstances. Tax is your accountant's domain; we structure the legal side of the deal to work with their advice rather than against it.

What construction contract issues should developers watch?

Developers should pay close attention to the contract structure and the provisions that most often lead to disputes. These can include the choice of standard form contract, the pricing model, how variations are requested, approved and priced. Other considerations should address delays, extension of time and liquidated damages provisions, security, retention and release arrangements, the defects liability period and process for rectifying defects, and how security of payment legislation interacts with the contract.

What costs should I expect at settlement?

The balance of the price plus adjustments for council and water rates, land tax and strata levies, and transaction costs: stamp duty, legal and conveyancing fees, search fees, PEXA fees, lender fees, inspection fees and registration fees. We give a clear estimate up front so you can budget with confidence.

What due diligence should I do before buying property?

Our team can manage the title search, contract review, planning and zoning searches, strata or owner's corporation searches for apartments, and rates and land tax searches. Purchasers should also arrange building and pest inspections before signing a contract of sale. Australian property runs on buyer beware, so the burden is on the purchaser to investigate before you commit.

What employment issues are particular to pharmacy?

Pharmacies engage pharmacists, interns, technicians and retail staff under the relevant award and registration requirements, and staff usually transfer on a sale. We make sure entitlements and the staffing position are clear and compliant.

What happens at the end of a lease, and how do I exercise an option to renew?

If the lease has an option, you usually must exercise it in writing within a set window before expiry, so diarising that date is important. Without an option, you negotiate a new lease or vacate and meet your make-good obligations.

What happens if something goes wrong between exchange and settlement?

It depends on the contract. If finance falls through on a conditional contract, a buyer may rescind; on an unconditional contract, they may not. Title defects can be addressed by requisition; the risk of damage passes to the buyer at exchange (so insure from then); and if a party fails to complete, the other has remedies including a notice to complete, specific performance, or termination and damages.

What is a caveat, and how does it affect a transaction?

A caveat is a notice of a claimed interest that blocks dealings with the title until it is removed or consented to. It is discovered during searches and must be resolved before settlement, or it can delay the transaction. A solicitor can advise on the steps needed, including how a purchaser can lodge a caveat after exchange to protect their interest until settlement.

What is an option agreement, and how is it used?

It gives a developer the right, but not the obligation, to buy a site within a set period while planning and feasibility work is done. A call option lets the developer require the owner to sell; a put and call option also lets the owner require the developer to buy. Put and call agreements are legal contracts between both parties and are used to manage timing, due diligence and offer certainty in property transactions. Key terms include the option period, conditions, the fee, stamp duty and whether to lodge a caveat. Our lawyers are experienced in advising you on how best to establish these.

What is business succession planning and why does it matter?

It is planning for the orderly transfer of a business when an owner exits, by retirement, illness, death or sale. A clear plan answers the hard questions in advance, who can buy a share, how it is valued and funded, and what happens to control, so an owner's exit does not stall or sink the business.

What is conveyancing, and why do I need a lawyer?

Conveyancing is the legal process of transferring ownership of property, from the contract through to registration at settlement. In NSW it must be done by a qualified practitioner, either a qualified conveyancer or solicitor; however, a conveyancer has limitations in the service they can offer. Only a solicitor can advise on legal issues, and often property is not a straightforward transaction. For more complex transactions, such as those involving development sites, off-the-plan purchases, deceased estates, family law property settlements, trust or company acquisitions, or disputes, a property-specific solicitor is strongly recommended.

What is electronic conveyancing?

Most settlements now occur online through PEXA rather than with paper and bank cheques. Funds transfer electronically and title and mortgage documents lodge simultaneously at settlement, with faster registration. It involves PEXA fees and cybersecurity risks, so we always confirm bank account details with you through secure channels, never by email alone.

What is involved in a business sale or acquisition?

Typically an offer and negotiation, due diligence, a contract of sale with warranties, satisfying conditions such as finance and landlord consent, then settlement and the transfer of the lease, licences, staff and stock. We manage the legal steps from start to finish.

What is the difference between a commercial lease and a retail lease?

Retail leases, broadly for premises selling goods or services to the public, are regulated by the Retail Leases Act 1994 (NSW), which adds tenant protections such as a pre-lease disclosure statement and limits on certain costs. Other commercial and industrial leases rely on the terms of the lease itself.

What is the difference between an asset sale and a share sale?

In an asset sale you buy chosen assets and generally leave the liabilities behind; in a share sale you buy the company whole, including its history and liabilities. Which is better depends on the business, the risk and the tax, which is why we advise alongside your accountant.

What is the difference between residential and commercial leasing?

Residential tenants have extensive statutory protections that cannot be contracted out of. Commercial leasing assumes commercially capable parties and is governed mainly by the negotiated lease. Commercial tenants often pay outgoings on top of rent, terms are longer, and disputes go through the courts or retail tenancy processes rather than the residential tribunal.

What is the process for buying and selling property in NSW?

The process begins with a contract prepared by a solicitor, who runs due diligence and reviews the contract; then the exchange of contracts (when the deposit is paid, usually 10%); the arrangement of finance for the purchase; and the cooling-off period (five business days for residential). Prior to settlement, when the purchase is finalised, we manage the searches and electronic settlement through PEXA, where the price is paid and title transfers; and we advise on the post-settlement steps, including notifying authorities and paying stamp duty.

What legal issues apply when buying or selling a pharmacy?

Due diligence, the contract of sale and warranties, the transfer of approvals and licences, the premises lease, PBS arrangements, and staff entitlements. Each needs to be handled in the right order so your approval and your trading are secure on settlement.

What legal structure is best for my business?

There is no single best structure. A sole trader is simple but offers no liability protection, a company limits your liability, and a trust can assist with tax and asset protection. The right choice depends on your goals, your risk and your tax position, so it is worth advice from a lawyer and your accountant together.

What rights does a tenant have if a landlord fails to meet their obligations?

Issue a formal breach notice, seek a rent reduction or abatement where the breach affects use of the premises, in some cases carry out urgent repairs and recover the cost, claim compensation for loss, or, for serious breach, treat the lease as repudiated (only on legal advice). Residential and retail disputes can go to NCAT.

What role does a lawyer play, and when should I engage one?

A lawyer runs the legal side: due diligence, the contract, warranties, conditions and settlement. Engage one before you sign anything or pay a deposit, ideally at the offer stage, so the terms protect you from the outset rather than after the fact.

What searches are done, and why do they matter?

Title (ownership, encumbrances, caveats, easements), council rates, water and sewerage, land tax, a planning and zoning certificate, and, for strata, an owners corporation search. They uncover issues affecting title, value or use that a physical inspection would not reveal, so you know exactly what you are buying.

What should a tenant look for before signing a lease?

The term and renewal options, the rent and how it is reviewed, which outgoings you pay, the permitted use, fit-out and make-good obligations, and any personal guarantee. We review and negotiate these before you commit, so you understand the full cost and risk.

What should be in a shareholders or partnership agreement?

It sets the rules between owners: how decisions are made, how money and profits are dealt with, how shares are valued and transferred, and what happens if an owner wants out, falls ill or dies. Putting one in place early prevents most serious disputes and is far cheaper than resolving one later.

What should I be aware of when selling?

Before marketing a property for sale, a compliant contract that accurately reflects the property and the terms of sale must be prepared, and disclosure documents should be completed. Your lawyer will consider vendor disclosure obligations, including the prescribed documents required in the contract for sale; capital gains tax and whether accounting advice is needed before exchange; GST, particularly for new residential premises or commercial property; foreign resident capital gains withholding, including obtaining a clearance certificate where required. On settlement, any mortgages should be discharged.

What stamp duty applies, and are there exemptions?

Duty is generally calculated on the greater of the price or value and must be paid by the earlier of settlement or three months after exchange. First home buyer concessions may apply, a foreign purchaser surcharge applies to foreign buyers, and exemptions exist in some cases (for example transfers between spouses or under family law orders).

When should I seek legal advice for my business?

Early, and at the key moments: setting up, signing a significant contract or lease, bringing in a partner or investor, buying or selling, or when a dispute first appears. Early advice almost always costs less than fixing a problem after the fact.

Why is due diligence so important?

It is your chance to verify the business before you are committed. Good due diligence uncovers problems with the financials, lease, contracts or staff, and gives you the leverage to renegotiate or withdraw. Skipping it is where buyers most often come unstuck.

I am running a business, what is the most appropriate business structure for my business?

TBA

What does a commercial lawyer cost?

It depends on the work. We scope your matter first and give you a clear quote or estimate before we start, and we can fix the fee for many tasks, such as preparing a contract or an agreement.

Do I need a written lease?

TBA

What areas of business law does Mullane Lindsay cover?

Business structures and contracts, buying and selling a business, commercial and retail leasing, pharmacy law, business succession, and dispute resolution, for clients in Newcastle, across NSW and nationally.

I am planning to sell my business, how do I achieve a smooth transition to the new operator?

We are able to share our experience with you and to provide you with check lists to help you through the transition.

Does the Retail Leases Act apply to my lease?

This is not necessarily a straightforward question to answer. It depends on the type of business you operate and your use of the premises. Schedule 1 of the Retail Leases Act lists the type of retail shop businesses that the Retail Leases Act applies to.

This information is general in nature and does not constitute legal advice. We recommend seeking professional advice tailored to your individual circumstances.

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